BDT customer payment flow
Present only the bKash, Nagad, Upay or TAP Wallet routes currently enabled for the approved project.
Bangladesh payment gateway service
Online Payment Gateway Bangladesh helps approved merchants collect BDT payments through configured bKash, Nagad, Upay and TAP Wallet routes, with a hosted payment page or server API, signed status updates, and settlement visibility.
The service is built for merchants who need a practical way to accept online payments in Bangladesh. It supports checkout flow planning, payment method coverage, transaction routing, status updates, and post-transaction operations such as refunds and reconciliation.
Accept digital payments with a checkout flow that feels local, secure, and operationally clear.
From customer checkout to authorization, settlement, refunds, and reconciliation, the gateway keeps key payment states visible.
Present only the bKash, Nagad, Upay or TAP Wallet routes currently enabled for the approved project.
Track success, failure, pending, refund, and follow-up states so orders do not rely on guesswork.
Keep finance teams aligned with collection paths, settlement timing, and reconciliation records.
Get practical onboarding support around payment methods, API flow, checkout testing, and go-live readiness.
The merchant backend creates a BDT payment and receives the hosted payment URL.
Gateway encrypts payment data and forwards it to acquiring infrastructure.
Issuing bank or processor validates funds, credentials, and risk signals.
Funds move through the appropriate banking path to the merchant account.
Refunds, chargebacks, reconciliation, and status records are handled after payment.